Visa / MasterCard Virtual Cards

Use a dedicated virtual card for ChatGPT subscriptions.

Velora separates AI subscriptions, ad top-ups, and SaaS procurement into reusable virtual cards. Review network, BIN, budget, and fee snapshot before choosing a card.

VisaMasterCard

Availability depends on the card product, merchant rules, and payment-rail requirements. Velora does not provide capabilities to bypass platform review, risk controls, or merchant rules.

ChatGPTPlus / Team budget
CodexDeveloper workflow spend
ClaudePro / Team budget
Google AdsAd account top-up
Meta AdsMulti-account budget isolation
TikTok AdsTop-up order tracking
VisaVisa virtual card

Current Visa BINs cover common budget-card use cases such as AI subscriptions, ad top-ups, and online procurement.

4004164140024200436120814721070043612077436120784361207943612080
MasterCardMasterCard virtual card

A supplementary card network for available products with different merchant and budget preferences; specific BINs are shown with each product.

Shown for available products
Visa / MasterCard availability Visa BINs shown clearly AI brand scenarios first Fees visible before confirmation

AI subscriptions, ad top-ups, and SaaS procurement start by purpose.

Put ChatGPT, Codex, Claude, Google Ads, Meta Ads, and TikTok Ads on the table first, then move into card choice and fee confirmation.

ChatGPT / Codex / Claude

AI subscriptions and developer tools

Separate AI and developer subscriptions from everyday payments with an independent budget card.

ChatGPTCodexClaudeOpenAI API

Manage subscription budgets with a dedicated virtual card, review fees before top-up, and track orders and states in the vault.

Suggested budget $20 - $500Availability depends on the card product, merchant rules, and payment-rail requirements. Velora does not provide capabilities to bypass platform review, risk controls, or merchant rules.
Google / Meta / TikTok

Ad account top-ups

Separate advertising-account budgets into dedicated cards instead of mixing budgets and orders.

Google AdsMeta AdsTikTok AdsX Ads

Use multiple cards to isolate ad budgets, track top-up states by order, and route exceptions to review.

Suggested budget $50 - $2,000Availability depends on the card product, merchant rules, and payment-rail requirements. Velora does not provide capabilities to bypass platform review, risk controls, or merchant rules.
SaaS / Domain / Cloud

Cross-border online procurement

Use a project budget card for SaaS, domains, servers, assets, and team tools.

Shopify域名服务器SaaS

Set card budgets by project or team and retain fee receipts, top-up records, and card states.

Suggested budget $50 - $2,000Availability depends on the card product, merchant rules, and payment-rail requirements. Velora does not provide capabilities to bypass platform review, risk controls, or merchant rules.

Visa and MasterCard are both visible.

The card itself is part of the product. Review network, BIN, limits, and fees before deciding which card to open.

Velora Visa StarterVisa40041641 / Classic

Velora Visa Starter

An entry virtual card for first anonymous purchases and lower-value online payments.

VisaMin. opening $20Max. balance $500Opening fee $4.90Recharge fee 3.5%Recharge supported
4004164140024200
AI subscriptions
Small online procurement
Velora Visa GrowthVisa43612081 / Gold

Velora Visa Growth

A reusable everyday card for steady online spending, top-ups, and order tracking.

VisaMin. opening $50Max. balance $2,000Opening fee $8.90Recharge fee 3.0%Recharge supported
4361208147210700
AI subscriptions
Ad spend
Cross-border procurement
Velora MasterCard FlexMasterCardNetwork card / World

Velora MasterCard Flex

A supplementary MasterCard-network card for SaaS, tool subscriptions, and online procurement budgets.

MasterCardMin. opening $50Max. balance $2,000Opening fee $8.90Recharge fee 3.0%Recharge supported
Shown for available products BIN
AI subscriptions
Cross-border procurement
Velora Visa ChannelVisa43612077 / Business

Velora Visa Channel

A channel card for partner distribution and multi-user promotion; fees follow the partner tier.

VisaMin. opening $100Max. balance $5,000Opening fee Partner pricingRecharge fee Tiered rateRecharge supported
43612077436120784361207943612080
Ad spend
Team procurement
Partner channels

Confirm fees like a receipt.

Before each purchase, show card value, opening fee, top-up fee, discounts, and final payable; historic orders retain the snapshot that applied then.

Fee snapshot example
$109.90
Card value

Amount expected to be loaded onto the card

$100.00
Opening fee

Calculated by card product and user tier

$8.90
Top-up fee

Calculated from top-up amount and fee limits

$3.00
Invitation-code discount

The source of the discount is shown before confirmation

-$2.00
Final payable

The confirmed order fee snapshot is authoritative

$109.90
Private vault

Enter with a permanent link and password.

Email is optional. Without it, a lost link or password cannot be recovered by self-service.

Anonymous purchase still has a clear vault.

Email is an optional recovery method; if provided, it receives access or recovery reminders. Without an email, a lost password or permanent link cannot be recovered. The platform limits abnormal bulk vault creation and transactions to protect cards and funds.

01Choose a purpose

Choose AI subscriptions, ad spend, or online procurement so the system can suggest a suitable card.

02Suggested card product

The suggested Starter, Growth, or Channel card follows your budget range and use case.

03Enter a budget

Enter the expected top-up amount and review card value and usage boundaries in advance.

04Confirm the fee snapshot

Review opening fee, top-up fee, discounts, and final payable.

05Set up the private vault

Set a vault password and optionally provide an email for access recovery.

Frequently asked questions

Make recovery, fees, card state, and exception boundaries clear before purchase.

Does anonymous purchase mean there is no account?

No. The system creates an anonymous user and private vault without requiring an email or phone number first.

What happens if I do not provide an email?

You can still purchase, but you must keep the permanent link, QR code, and password yourself.

When are fees determined?

A fee snapshot is created before order confirmation with card value, opening fee, service fee, discounts, and final payable.

Orders, cards, and top-ups all leave a trace.

Users should know the difference between failed, processing, frozen, and manual-review states instead of seeing one vague result.

01Creating
02Available
03Top-up in progress
04Frozen
05Closed
06Failed
07Manual review required